I've read PayPal's buyer protection pages, and it seems fairly straightforward, but I was hoping to get confirmation from some who have been through this process.

If a private seller sends an invoice stating what the item is and that it is in working order, and I pay using "pay for goods or services," I am covered if the item doesn't show up or ends up not working, correct?

Just want to double check before spending a chunk of money. Thanks!